My Brother Thinks I'm Rich & I Was Shocked 😮
Issue #16 Of The Chidera Peters Dispatch (CPD)
Hey there!
The other day, I found myself binge-watching luxury house tours on YouTube—you know, those dreamy homes with price tags in the millions 😅. Laughing, I turned to my brother and joked, "Look at me, watching houses I can't afford!" His reply surprised me. "But you're rich," he said, so matter-of-factly that it caught me off guard.
Intrigued, I asked him, "What makes you think I'm rich?"
His response was simple yet powerful: "Well, you own your home." When I pointed out it's still on a mortgage, he shrugged it off 🤷🏾♂️, insisting it's mine regardless. He added that I have a husband who loves me deeply, that I have enough to save consistently, invest wisely, and even give generously to multiple people every month. Plus, I can eat whatever I fancy and travel whenever I feel like it. In his eyes, having "enough" of all these things meant I was rich.
This conversation got me thinking about how my definition of being rich has changed over the years. At some point, “Rich" to me were the things you could easily see 👀. When I was younger, rich meant the cousin with the newest PlayStation and birthday parties with a bouncy castle. Later, it became the people who drove a Benz and lived in detached homes with electric gates.
Then adulthood came, and I believed being rich was all about earning a high salary. I soon discovered, though, that earning more doesn't always equate to being wealthier, especially if your expenses climb right alongside your income. A high salary doesn't automatically mean you're rich or have a solid net worth.
It reminded me of a great insight from Morgan Housel's book, The Psychology of Money. He points out that seeing someone driving an £85,000 car doesn't necessarily mean they're wealthy—in fact, it simply shows they're now £85,000 less wealthy (or potentially £85,000 in debt 🔴). What looks like wealth on the outside isn't always an accurate indicator of true financial stability.
Today, being "rich" to me means something completely different. It means not needing to actively trade my time for money because my passive income can comfortably cover all my expenses. Work becomes a choice and not a necessity. It's about having real freedom and security, not just flashy things.
However, my brother's words reminded me of something important: being rich isn't always about big numbers or visible luxuries. It's often about simply having enough—enough love, enough security, enough freedom to live life on your own terms.
So, I'll turn the question to you: What does being "rich" really mean to you?
New Video Alert
How To Save £10,000 FAST: My #1 Money Saving Tip
In this week's video, I'm sharing my top strategies that helped me effortlessly save over £10,000—even on an average UK income. If you're looking for practical, stress-free ways to boost your savings without extreme budgeting or sacrifice, you'll definitely want to watch this.
Funny how watching someone else's idea of luxury can make you question your own reality, right? But sometimes, the real flex is quiet—peace of mind, freedom to choose, and enough to live comfortably. You might already be living someone else's dream life. Perspective is free, and sometimes it's the richest thing we've got 😉
Chat soon,
XOXO
Chidera
P.S. I'd be so grateful if you could tap that like button below—it really helps others discover this content. And if you're enjoying what you read, consider becoming a paid subscriber or sharing with friends who might appreciate it too. Your support means the world to me! Thank you for being here! ✨